The Claire Armstrong Blog

Practical, plain-English advice on home loans, refinancing, car finance, and everything in between — from someone who's helped hundreds of Australians achieve their financial goals.

First Home Buyers · 6 min read

How to Save for Your First Home — It May Be Closer Than You Think

Buying your first home can feel overwhelming, but with the right savings strategy and a clear plan, you might be surprised how quickly you can get there. Here's Claire's practical guide to getting started.

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Refinancing · 5 min read

Is It Time to Refinance? 5 Signs You're Paying Too Much on Your Home Loan

With interest rates having moved significantly over the past few years, many Australians are sitting on a home loan rate that's simply too high. Here's how to know if refinancing could save you thousands.

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Car & Personal Finance · 4 min read

Car Finance Explained: What You Need to Know Before You Sign

Buying a car is exciting — but the finance side can be confusing. Dealer finance, personal loans, chattel mortgages... here's a plain-English guide to understanding your options and getting the best deal.

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Home Loans · 5 min read

Understanding Your Borrowing Capacity: What Lenders Actually Look At

Ever wondered why two people with similar incomes get approved for very different loan amounts? Here's a plain-English explanation of how lenders calculate what you can borrow — and how to maximise it.

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SMSF & Investment · 6 min read

Investing in Property Through Your SMSF: What You Need to Know

Self-managed super funds can be a powerful vehicle for property investment — but the rules are strict and the risks are real. Here's what you need to understand before you dive in.

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